Fredrick "Rick" Mark Smith Sr.

23 March, 194625 July, 2020

Fredrick (Rick) Mark Smith, Sr. died unexpectedly at his home in Austin, Texas on July 25, 2020. Rick was born in Albuquerque, New Mexico to Albert (Smitty) and Norma Smith on March 23, 1946. He was raised in Abilene, Texas.

Rick was a graduate of Abilene Cooper High School where he excelled on the track team. Rick set the state record for the long jump that has yet to be broken more than 50 years later. He earned his BBA in accounting at Baylor University on a scholarship from Citizen’s Bank of Waco and a Baylor track scholarship. He lettered in track and field for three years. Rick’s blood truly ran green and gold. He served as a guest lecturer in the Hankamer School of Business teaching his fellow Bears. He later attended the University of Wisconsin where he became a qualified CPA. Further, he was a Trustee for McLennan Community College and was involved in The Baylor Waco Foundation.

In June 1962, Rick met the love of his life, Kathleen (Kathy) Vinson, while both worked at Citizens National Bank in Abilene. Many days, Kathy would leave her apartment to begin her walk to work, only to find Rick in his car at the end of the block. Rick described her “warm smile and enthusiastic manner” as “captivating”. Despite Rick’s shyness around her, the two became friends, fell in love, and married. Their marriage was one of love and laughter that lasted over 50 years and led to the birth of their two sons, Mark and David. Of all of his accomplishments, Rick was most proud of his sons.

Rick had a passion for banking as early as high school and had a distinguished career serving the banking community for over 50 years. Notably, Rick was the President, COO and later CEO of Community Bank & Trust in Waco all the while actively participating in several leadership roles in the Texas Banking Association (TBA). In 1999, he moved to Austin after being elected president of the TBA and served there proudly for ten years. He then became director for The Independent Bankers Bank. As a banker, Rick made many lifelong friends. In 2015, he received the coveted Texas “50 Year Banker Award”.

A cradle Episcopalian, Rick was very active in the church all of his life. He served as a Senior Warden at the Episcopal Church of the Holy Spirit in Waco. After moving to Austin, he joined the Episcopal Church of the Good Shepherd where he served as a Verger and was on the Vestry. This service was an expression of his ongoing belief in and love for the Lord.

An avid lifelong golfer, Rick was elected President of Ridgewood Country Club in Waco. He collected rare coins, pocket watches and elephants. He enjoyed gardening and spending time with his beloved Norwich Terriers, Maggie, Glory and Milo.

Rick is survived by his loving wife, Kathy, of Austin; son, David, of Hutto; his brother, Steve Smith, of Sugarland; his nephew, Matt Smith, of Sugarland; his uncle, Jeff Williams (Barbara) of Keller; and his uncle, Marlis Smith, of Denver. Rick was preceded in death by his son, Frederick “Mark” Smith, jr. He leaves behind many cherished friends who will miss him dearly and will remember his wit and passion with great fondness.

Rick was once asked to provide the audience with words of wisdom while accepting an award. He said, “Be a good listener, ask appropriate questions, pay attention to details, count your blessings and be thankful for good and faithful friends. For life is both precious and short.”

In lieu of flowers, contributions may be made to The Episcopal Church of the Good Shepherd, The Settlement Home for Children or the charity of your choice. A memorial service will be held at a later date.


Fredrick "Rick" Mark Smith Sr.

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Debbie Konieczny

2 August 2020

We spoke of banking we talked of stocks. We spoke of God and of Jesus-and on your deck with the rain coming down the four of us smoked cigars and drank really good wine. And in the midst more than any of the times we shared I remember most your giggle- the love in your eyes when you spoke with Kathy, that smile, so boyish, so ornery- You we’re so unapologetically real- a man of confidence-and tenderness-and you were loved by us, we love you still.

Dennis Michaelis

31 July 2020

Kathy, I was so saddened to learn of Rick's passing. Although he was on the MCC board for just a few years, he certainly served with distinction and was an absolutely outstanding board member. Please know our thoughts and prayers are with you. I know you have lots of wonderful memories to carry with you for all the years to come.
Dennis and Jan Michaelis

Hope Rowe

30 July 2020

Kathy, I am so sorry to hear about your loss. I know you will miss him greatly. You and your family are in my prayers for God's love and support.

Jim & Rhonda Hollerbach

30 July 2020

We are saddened to learn of Rick's passing. We had the good pleasure of working closely with Rick while building the home-equity lending legislation, and through the years while he led the TBA. He was passionate about his family, his work, and genuinely cared about others. His legacy will live on through the Texas Bankers Association.

Randy Dobbs

30 July 2020

I came to know Rick through our work together at the Texas Bankers Association. I thoroughly enjoyed working with him and found him to be knowledgeable, dedicated, amusing and delightful. I never saw him without a smile on his face. He always greeted me with a firm handshake and that smile. Although, not lifelong friends, he sure made me feel like one. Rick performed a tremendous service for the bankers in the great state of Texas and I am thankful to have worked with him, off and on, through his tenure with the TBA. Rick will be sorely missed. My thoughts and prayers are with the family and friends. God bless.

Chris Boyd

29 July 2020

My condolences to the family of Rick Smith. I met Rick when I was on the freshman track team at Baylor. We had a friend at Abilene Cooper and thus our friendship evolved. I remember sitting on the bus to the Texas Relays because he always won at games we played. Rick took me under his wing and mentored me that year, 1967. Rick will always have a special place in my heart for the friendship and guidance he unselfishly provided to a teammate that needed a friend. I am praying for your loss.
Chris Boyd

Ken Young

28 July 2020

So sad to hear about Ricks passing. Rick was a good friend, fellow banker and golfing buddy. Many rounds of golf together at Ridgewood CC and several road trips. Great fellowship and lots of great stories and he will truly be missed but I am sure he will find a course in Heaven. May he RIP 🙏🙏🏌🏿‍♀️🏌🏿‍♀️

Kelly Crim-Hughes

27 July 2020

I am absolutely devastated by this news. Rick was not only the best boss I ever had the pleasure of working for but also one of the most kind people I have ever known. He was an amazing leader and dear friend. Kathy and David, Greg and I send our deepest condolences and much love to you both. So incredibly sad.

Jill Shackelford Calder

27 July 2020

Kathy and sons,
I went to both Cooper and Baylor with Rickey. He was a wonderful and kind person. My husband, who passed away recently also went to Baylor with him. They lived in the athletic dorm, Martin Hall, together. The state meet where Cooper won state was an exciting time for all of us. My thoughts and prayers are with you all. I know it is not easy, but may your memories of him and your faith bring you peace. Jill

Jo Payne-Pierce

27 July 2020

I'm so sorry to hear of Ricky's passing. I graduated with him from Cooper High in 1964. I always admired Ricky. He always had a smile on his face and was a great track star!!! May you be comforted by your wonderful memories.

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