NICHOLS, Ruth Ann 89 of Clearwater passed away at her residence Tuesday July 17, 2012. She was born in Atlanta Georgia and has lived on Florida's west coast since 1966 coming from Orlando. Ruth was employed for over 40 years with the Keene Terrace Baptist Church in Largo where she served as the church secretary. In her spare time Ruth was an avid reader. She is predeceased by her husband Sterling Nichols who died on July 25, 1995. Survivors include sons; Sterling J Nichols Jr and Robert L Nichols, daughter Margaret Terry, eight grandchildren and twelve great grandchildren. Funeral services will be held on Friday July 20, 2012 at 11 am at Keene Terrace Baptist Church 1901 McMullen Booth Road. Interment will follow in Serenity Gardens Memorial Park. Visitation hours are scheduled for Thursday, July 19th from 6 to 8 pm at the church. Funeral arrangements are under the care of Moss Feaster Funeral Home Serenity Gardens Chapel in Largo.