Margaret Ann Holland Frappier

HER LIFE`S STORY

Alice Mary Carbert and George Edward Holland welcomed Marg into this world on July 19th , 1927 in the small village of Dublin , Ontario . She was the first born of 4 children with Edward , Barbara and Joseph coming along to round out the Holland family . Dublin and the surrounding areas were largely made up of farmers of Irish descent and where the sense of community was a strong and essential part of every day life .

Her Mom was a teacher by trade and a rather strict disciplinarian in the house and this served as the perfect counterbalance to her gregarious and colourful Dad who was a born entrepreneur , the wheeler dealer in the community , a trader of livestock , an improvised yet talented veterinarian and a " bon vivant " . He was the one man who could trade chickens and cows in return for one of the first Ford Model T' s in the whole area .

Alice and George epitomized the old saying that opposites attract and despite their humble means , the family was raised with a wealth of values whereby family , community , hard work , sharing , resourcefulness and thankfulness were amongst the values espoused . Her younger years were spent going to the local school , making lifelong friends and contributing to homelife where she also became quite an accomplished seamstress , perhaps one the best kept family secrets to this day .

Marg was clearly the by-product of her parents and of her upbringing , having inherited her mother' s disciplined approach , her father' s flair for business and the strong set of fundamental values with which she was raised .

Schooling proved to be an insufficient and unfulfilling challenge for her and likely sowed the first seeds of her desire and resolve to break away from the narrower path of opportunity and expectation that society placed on women of her generation.

At the ripe old age of 15 , Marg left home and as a first step , she went to work on the Gaffney farm a few towns away , doing manual labour which was much needed and in short supply due to Canada' s war efforts at the time .

She then moved on to Stratford , Ontario where she attended secretarial school and began refining that sense of self-assurance and independance that would characterize her throughout her life .

Stratford proved to be a transformational moment in Marg' s life as one of her teachers saw in her that special set of people skills and thirst for personal growth and she encouraged Marg to move to the " big city " and spread her wings . With the teacher' s help in finding a place to live , Marg got off the train in downtown Toronto which was considered very far from home at the time . She had never set foot there before , she had no job , no friends and was only 18 years old .

She found an entry level job with the Borden' s Milk Company but soon became secretary to one of the vice-presidents who quickly saw her potential and ensured that she take public speaking courses in which Marg would excel .

Wanting very much to break the mold and challenge herself , Marg moved on to DuBarry , a well established cosmetics company at the time . Her responsibilities included visiting various department stores in the city in order to make product presentations to the public on the art of proper make-up application and use . She also trained and informed store personnel on the company' s various product lines and features . When those stores started reporting record sales growth , DuBarry was quick to have her travel to other markets to work her magic and Montreal became one of those places that she began visiting regularly .

On one of those trips to Montreal , a twist of fate would have Marg take a vacation cruise on " Le Tadoussac " , one of the large Steamships that sailed up the St-Lawrence and Saguenay rivers at the time . This was a popular vacation destination during the post-war era .

This is where she first met the ship' s purser , a handsome and dashing young man in uniform named Jean-Louis Frappier who was working his 5th summer on the boats , the date was July 26 th , 1950 . John , as she would call him , was a graduate of Ottawa University and was just completing a second diploma at l' École HEC before he would begin his first full time job with an accounting firm in Montreal .

Marg' s job at DuBarry brought her regularly to Montreal and along with the help of Canada Post , their relationship blossomed . John then moved to Toronto having realized that the accounting profession was not for him and he got a fresh start working for Imperial Oil before deciding to move into the investment business .

Marg and John were married on Valentine' s Day , February 14th , 1953 . Their planned honeymoon in Nassau got off to a rocky start when the old Northstar propeller plane taking them there was unable to fend off the strong headwinds , thus landing them late at night in Florida with nowhere to stay . They eventually spent their first night together in a rather suspect motel , all of which provided for a great story that they would recount many times over the years with much laughter .

Suzanne was born the following year and while Marg loved motherhood , she maintained a part time job with DuBarry as the business " bug " was simply too much a part of her essence . John' s new career in Securities trading then brought them back to Montreal in 1957 , a mere couple of weeks before Gerry arrived on the scene . Marg was very intrigued by John' s investment profession and decided to take the securities course and become a licenced investment broker herself . She began working full time for a large investment firm where she was responsible for training the company' s salesmen on Mutual Funds .

Their parallel work in the investment field led to what would be the signature period of their professional careers when they founded their own investment firm " Frappier and Holland Inc " in 1968, with Marg becoming the first woman in Canada to hold a seat on a Stock exchange . This was trailblazing at the time for a woman in the business world .

Despite the significant demands of running their own business , Marg and John invested equal time and effort in their family and friends , where wonderful family travel adventures , family parties , golf club outings and other social activities were all part of life' s fabric .

26 Laurier Court has been home base for over 50 years and was the hub of activity for family , friends , neighbors and strangers alike as Marg always had the welcome sign out for all to come through the forever unlocked front door .

The walls of her home would have so many warm stories to tell as would all those who knew of her remarkable kindness , generosity , compassion and genuine concern and caring for others . She had a particular soft spot for new immigrants wanting to make a better life for themselves and for those that life either shortchanged or had dealt an unexpectedly difficult hand .

As the years went on , Marg and John eventually merged their firm with a larger one in 1977 and she remained an active stockbroker until she retired in her early seventies in the year 2000 . She was proud of the fact that her client portfolio included people from all walks of life , all religions , all ages , all races , all languages and with investment accounts both large and small . That client portfolio truly encapsulated and reflected the woman she was , open to all in every sense and way.

Marg' s golden years where indeed the most richly rewarding of her life thanks to the 6 grandchildren who arrived between 1991 and 1996 and who immediately became her new and most important " client portfolio " . Marg embraced her grandmother' s role with arms and heart wide open . A grandchild could arrive for a one night sleep over and go home a week later . Baby- sitting was cheap for Suzanne and Gerry so everyone was happy with the deal ! Marg and John had a fully symbiotic relationship as grandparents , they equally cherished and plunged into their roles and in many ways , their grandparenting years further strengthened their own bond and happiness together .

Marg was a carefully crafted blend of assertiveness , determination and strength of character , mixed in with equal parts of sensitivity , femininity , warmth and compassion . If you wrap that up in a healthy layer of positivism and boundless energy , you then start to get the picture of who she was . While she may have left her small town of Dublin long ago , those small town Dublin roots and values never left her and she proudly carried them in her heart and on her sleeve.

Marg' s health began to fail in the past year or two and she had particular physical difficulty in the last 6 months of her life . Her husband of 61 years was always her greatest cheerleader and supporter but the depth of his love and commitment to her was never more evident than during her twilight years . All of us who loved her are amazed at what he did to maintain and protect her quality of life and her simple yet beloved daily routines . We are deeply indebted to him and we love him and thank him with all our heart .

Marg had a favorite chair in the kitchen of her home , always facing toward the backyard which was her favorite place on earth . If she could be sitting in that chair today and be asked to impart a few words of wisdom , we believe those words would be :

. Never wash your face with soap

. Take a public speaking course

. Never be afraid to take a gamble

. Make friends

. Share any good fortune you may have with others

. When it comes to life ambitions , always make sure you have a floor beneath you but never a ceiling above you

. Please don' t forget to feed the squirrels

Her remarkable life on earth has ended ,we are left with hearts broken yet filled with a treasure trove of wonderful memories that will last a lifetime .

Rest in Peace , We love you now and forever

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FRAPPIER, Margaret Ann (nee Holland)

July 19, 1927 - March 21, 2014

Our beloved Nana has been called to Heaven. She was the daughter of the late George Holland and the late Alice Carbert. She was the sister of the late Edward (Joan), the late Barbara (late Ronald) and the late Joseph (late Lillian). She leaves to mourn her husband, Jean-Louis (John); her children, Suzanne (Alain) and Gerry (Catherine); her grandchildren, Bruno, Caroline, William, Evelyne, Laura and Michael; her daughter-in- law Barbara (John) and many wonderful relatives and good friends. Her 86-year journey is an exemplary story of a life well and fully lived. Proud of her Irish roots, her humble beginnings in the small town of Dublin, Ontario and despite the limited role of women in the workplace at the time, she trailblazed in business, becoming the first woman in Canada to hold a seat on a Stock Exchange while successfully managing with determination and love her roles as a business woman, an implicated and caring mom and a supportive and loyal wife for 61 years. Her greatest accomplishment was to become a fully-engaged and loving presence in the lives of her 6 grandchildren. She inspired others with her remarkable positivism, abundant energy, honesty, generosity and genuine caring for others, all fundamental values that guided her throughout her life. Her wonderful life on earth has ended. Our Nana has a lot of catching up to do with family and friends who have been waiting patiently for her to join them. For those of us who must say goodbye for now, we are comforted knowing that her spirit and our wonderful memories will remain with us forever. Rest in peace dear Nana. Thanks for everything. We love you. Visitation will be held on Thursday, March 27, 2014 from 2 p.m. to 4 p.m. and from 7 p.m. to 9 p.m. at Collins Clarke MacGillivray White Funeral Home, and also from 9 a.m. to 10:30 a.m. followed by a Funeral Service on Friday, March 28, 2014 at 11 a.m. at Saint-Edmund of Canterbury Parish (105 Ave Beaconsfield, Beaconsfield). In lieu of flowers, donations to the Old Brewery Mission would be appreciated. www.oldbrewerymission.ca.

FRAPPIER, Ann Margaret (née Holland)

19 juillet 1927 - 21 mars 2014

Notre chère Nana nous a quittés pour faire son ultime voyage. Fille de feu George Holland et de feu Alice Carbert. Soeur de feu Edward (Joan), de feu Barbara (feu Ronald) et de feu Joseph (feu Liliane). Elle laisse dans le deuil son époux Jean-Louis (John) Frappier, ses enfants Suzanne (Alain) et Gerry (Catherine), ses petits-enfants Bruno, Caroline, William, Evelyne, Laura et Michael, sa belle-fille Barbara (John), sa grande famille élargie et ses nombreux amis. Son parcours de 86 ans est une belle histoire pleinement vécue. Fière de ses racines irlandaises, de ses humbles origines du petit village de Dublin en Ontario et malgré le rôle limité des femmes en affaires à l’époque, elle fut une pionnière en devenant la première femme au Canada à siéger à la Bourse tout en gérant et conciliant avec succès, détermination et amour ses rôles de femme d’affaires, de mère présente et encourageante et de conjointe loyale et solidaire pendant 61 ans de mariage. Son plus grand accomplissement aura été d’être une Nana extraordinaire de 6 petits-enfants pour qui son dévouement n’avait pas de limites. Elle a su inspirer par son positivisme exemplaire, son énergie sans borne, son honnêteté , sa générosité et une sincère compassion envers les autres, des valeurs fondamentales qui l’ont guidée toute sa vie. Sa vie remarquable sur terre est terminée. Notre Nana renoue maintenant avec de nombreux parents et amis qui l’ont attendue patiemment. Pour nous qui devons lui dire au revoir, nous comptons sur nos bons souvenirs pour soulager notre peine et sommes réconfortés à l’idée de savoir que son âme vivra éternellement. Bon repos bien mérité Nana chérie. Merci pour tout. Nous t’aimons. La famille recevra les condoléances le jeudi 27 mars 2014 de 14 h à 16 h et de 19 h à 21 h et le vendredi 28 mars de 9 h à 10 h 30 à la Résidence funéraire Collins Clarke MacGillivray White suivi des funérailles à 11 h en l`église Saint Edmund of Canterbury (105 Ave Beaconsfield, Beaconsfield). Au lieu de fleurs, des dons à la Fondation Mission Old Brewery, seraient appréciés. (www.oldbrewerymission.ca).