Joaqim D'Mello

16 November, 19339 January, 2021

Joaquim D’Mello, the youngest of five children, was born to Alexander and Beatrice (nee Nazareth) D’Mello, on November 16th, 1933. Raised in a deeply devoted Roman Catholic family, he joined the Altar Boys Society of St. Patrick’s Parish at an early age, where he made several lifelong friendships. He was a bright student and completed his schooling at St. Patrick’s High School, after which he got his B. Com degree and went into banking where he discovered his professional passion.

A studious man, Joaquim excelled in all the multiple banking exams he took over the years, ultimately becoming distinguished as a Fellow of the Institute of Bankers, London, England.

Joaquim met and married Joyce Rodgers on June 3rd, 1956, and together they raised four wonderful children: James, Jennifer, Jeanne, and Jessica. Joaquim (Jock as he was known amongst family & friends) and Joyce were a popular couple, well known in the community for organizing fun-filled parties and picnics to Clifton, Sandspit and Hawkes Bay beaches.

Sadly, Joyce passed away on January 4, 1997, with the family by her side.

Joaquim retired as a Professor of Banking Law and International Trade, and as Senior Vice-President of a major bank. He was a prolific author; his articles were published in numerous international banking journals and publications and even banking textbooks. He was sought internationally for his expertise in International Banking Law and Practice. Not only was he a self-taught man, but over and beyond the 5 decades of his banking career he mentored hundreds of banking students and took the time to coach many of his friends who were in the same profession.

He immigrated to Toronto, Canada in 1998 and settled into retirement life, close to his children, grandchildren, and extended family of nieces and nephews. As a well-traveled man, he had many wonderful stories to tell, seasoned with his original sense of wit and humour - keeping everyone around him entertained.

Joaquim’s retirement life included so many interests. He promptly became an active member of the Good Shepherd Parish community, joining the Choir and the Prayer group. He was a member of the Thornhill Seniors Community, as well as the Can Orient Seniors Club. He had a highly active social life, meeting regularly with many of his old school friends, and relatives all over Canada, Europe, and the U.S.

In the words of all who knew him, Joaquim was a selfless, humble, gentle, kind, and generous soul. He was an upright gentleman who, throughout his career, was well known for his moral fibre rooted in his deep spirituality. He always had a kind word, paired with a smile, for everyone of every age.

May his soul Rest in Peace. Amen.

Joaquim will be deeply missed by children and grandchildren:

James D’Mello

Jennifer & Thomas Menezes

Jeanne, Victor, Sapphire & Emerald Misquitta

Jessica DeMello, Andrew & Vanessa Alphons

his brother-in-law Clarence (& Cheryl) Rodgers, as well as his cousins, Godchildren, nieces, nephews and countless relatives and friends.

In lieu of flowers, if desired, the family would appreciate donations to either the Alzheimer’s Society or the Cummer Lodge Volunteer Program (at the Home where Joaquim was a resident for the past 4 years, and the recipient of wonderful care)

Due to the current pandemic, attendance at the funeral is restricted to the most immediate family only. You are invited to join the funeral service via Live-Stream. The link is provided below and in the Service section of this tribute page. The recording fo the funeral will be available for 30 days following the date of the funeral, by using the same link. On behalf of the entire family your consideration is appreciated.

Attend the live-stream at:'Mello/


  • Funeral Service

    Saturday, 16 January , 2021


  • Private Committal Service

    Saturday, 16 January , 2021


Joaqim D'Mello

have a memory or condolence to add?

Clera Lobo

January 19, 2021

I am truly blessed that Joaquim will always be a precious part of my life. He was my first boss when I started my career at BCCI in 1984. I lost my father in 1981 who had similar qualities to Joaquim. God works in mysterious ways, and little did I then know that Joaquim would become like a father figure to me. He treated me like a daughter and I realized that I had gained a friend for life. He was a very soft spoken, humble, disciplined, genuine, well respected and generous man. Over the 8 years that I worked under his guardianship I had gained work as well as life learning skills. I became close to the family and was treated as one of their own. I was glad Joaquim visited my family in Vancouver and we made special memories, the ones to last a lifetime. I will miss him tremendously but he will be in our hearts forever. May his soul R.I.P.

Clera, Reynold, Nicole, Natasha & Narada

Khairunnisa Dhamani

January 18, 2021

Uncle Joaqim was a kind hearted and thoughtful person. I remember when I and my friends went for sleep over to his home, for Jennifer's wedding, he took out time from his busy schedule and spent quality time with us. Late Aunty Joyce fed us delicious food and made sure that we were comfortable. It was one of my best times of life. I cherish the time we spent together.
May his soul rest in eternal peace.

Sharon Soares

January 17, 2021

My sincere sympathies to the entire family of Mr. D'Mello. May his soul rest in peace.
Mr. D'Mello was my first boss at the BCCI Training facility in Clifton Karachi. I will always remember his smile as he greeted me each morning when he walked into his office. He was kind, considerate, humble and a person who was respected by all who worked under him, as well as the many students that he trained. I was blessed to learn many things from him.


January 17, 2021

My Dear James, Jennifer, Jessica, Vanessa and Andrew,
Mr. D’Mello was my teacher and mentor at MCB Bank Ltd training & development Centre, where I joined as a trainee officer in 1974. Later we became work colleagues in 1995, he was heading the training dept for the second term and I was head of the human resources. I have 45 years of fond memories. I was always fascinated and motivated with his hard work and dedication. His humility and wisdom have helped me in my accomplishments. Mr. D’Mello touched many people’s lives and mentored many bankers in Pakistan with his expertise.
I will never forget my training days when we used to go for long walks from Clifton training center to the city center (metropole hotel) while having valuable discussions on various topics of mutual interest. He was an authority on Banking Laws and practices. His contribution to the quarterly banking journal was unprecedented. His active participation at the Institute of bankers in Pakistan was appreciated on all levels.
When I moved to Canada, our family ties strengthened even more. I still remember his welcome dinner in Mississauga. He shared valuable tips to settle in this new land. I would always cherish his valuable advices. Me and my wife are thankful to be part of his family celebrations. I will always remember his platinum birthday and his grand 80th birthday, where all his family and friends came together . The Smile on his face was priceless.
It was my honor that he and Jessica were always part of my family events. I am very grateful for his love and affection that he gave me his valued collection of books and journals in his last period. He was a student of life, never stopped learning. he was fond of reading and social gatherings. He was an inspiration to us all.
He was man of countless positive traits. I offer my deep condolences to the family on behalf of my family. He will be greatly missed. He will continue to live in our hearts.
May his Soul Rest in Peace.

Vanita Kozicky

January 17, 2021

Will always remember Uncle Joaqim‘s smile and kindness. Our deepest condolences to the family. Our thoughts and prayers are with you all during this difficult time. Love Paul, Vanita, Kayley and Kameron Kozicky

Navin Kotecha

January 17, 2021

Heartfelt sympathies to Jimmy, Jennifer, Jeanne, Jessica and families.
So sorry for your loss.
From: The Kotechas: Navin, Megan & Natalie.

Maryanne Khan

January 16, 2021

James, Jessica, Jeanne, Jessica and families

Our heartfelt condolences on the passing away of your Dad/Grand-Dad.
May his soul rest in peace.

Yours in grief,
Winfred, Maryanne,
Joshua, Rae and Dylan

Patty-Ann Dickinson

January 16, 2021

Dear Jennifer, Jimmy, Jeanne, Jessica and your families,

We are so sorry at the loss of your beloved Dad and Grandad, Joachium. We firmly believe he is in a better place now, in the loving arms of Jesus and in the company of his beloved Wife, Joyce.

As you grieve his loss, be consoled that we share your grief. We send you our deepest condolences and love. May his soul rest in peace.

From Richard & Patty-Ann Dickinson

Farooq Bhura

January 16, 2021

Dearest Jessica

So sorry for your loss
May you have the strength & courage to bear the irreparable loss
May god grant your father a place in heaven

Elizabeth Vakil

January 16, 2021

Dearest Jeanne, I am deeply sorry for the passing of your Dad and feel privileged to have known him for more than 20 years.
His gentle manner and smile, his joy in listening to others, and to encourage all will remain in my memories.

I want to remember Grandad as a coach and advisor for whom education was important. He cared very much for his family, and his legacy lives on in you.
Love from Betty