Born in Hickory Grove, SC on January 16, 1944, she was a daughter of the late John Robert Moss and Lelia Moss.
Through the years, she had been employed at Exxon, Paul B. Williams, Inc. and retired as a secretary from Showoffs Limited.
Judy was a member of the Windsor Park Neighborhood Association.
Survivors include her husband, Ray C. Montgomery; a grandson, Anthony Henderson and his fiancee’, China Tickle of Swannanoa, NC; two sisters, Debbie Adkins of Rock Hill, SC and Roberta Hall and husband, Thomas of Hickory Grove, SC; a brother-in-law, Mike Flaherty of Hartsville, SC and numerous nieces, nephews and extended family.
In addition to her parents, she was preceded in death by a daughter, Robin B. Smith and a sister, Jo Ann Flaherty.
Friends may visit from 1 to 3 pm Saturday, September 12, 2015 at Wilson Funeral & Cremation Service, 5301 Albemarle Rd., Charlotte, NC 28212.
In lieu of flowers, contributions in memory of Judy Moss Montgomery should be made to: Windsor Park Elementary School, 3900 Sudbury Rd., Charlotte, NC 28205.
Online condolences may be made at www.wilsonfuneralservices.com.