W. Ward Rainnie passed away on September 10, 2014 at Community Hospice. He was 67 years old. He was well known in the banking and SBA community, and if you ever worked with him, his first words to you were, “Do you have a plan?” He will be missed by his wife of 44 years, Bonnie; son, Ian; daughter, Heather; son-in-law, Perry, who he will never forget his ride along; and his beloved granddaughter, Madison. He also leaves behind his brother, Michael of Falmouth, MA. A homegoing celebration will be held on Sunday, September 21 at Christian Family Chapel on 10365 Old St. Augustine Road at 3 p.m. Please consider donations in his name to the Tommy Ulum Scholarship Fund c/o CFC or LBD.org for research on this horrible disease. Arrangements are under the care and direction of Hardage-Giddens Funeral Home of Mandarin, 11801 San Jose Blvd. Jacksonville, FL 32223. www.hgmandarin.com (904) 288-0025.