She was born in Aricaqua, Venezuela, on January 26, 1927, to Francisco Guerrero Zambrano and Ana Josefa Melendez de Guerrero.
Ana graduated from Nurses Training in Venezuela took great pride in being a Registered Nurse and becoming the Director of Nursing of a hospital.
She married Minton M. Payne, Jr., “Pepper”, in January of 1956. Ana lived in Merida, Caracas, Zulia and finally moved to Oklahoma in 1989.
She is preceded in death by her beloved husband Pepper; parents; sisters Lucila de Bello, Deomira de Rosales and Gladys de Spiotta; and brothers Eduardo and Jesus Guerrero.
Ana is survived by her son Frederick G. Payne and wife Linda S.; grandson Shaun F. Payne; sisters Blanca de Becerra and Yolanda Guerrero; and brothers Rafael and Quintin Acacio Guerrero.