Carmen A. Arroyo-Toro, 79, passed away on Wednesday June 11, 2014 in Ocala. She was born in Cabo Rojo, Puerto Rico and moved to this area in 2000 from Miami, FL. She loved spending time with her grandchildren, her family and her friends. Carmen was preceded in death by her son, Luis Rivera, and is survived by her son, Antonio Bernier; her sisters, Miriam Arroyo, Monse Arroyo, Nilsa Arroyo, and Haydee Arroyo; her grandchildren, Juliann Bernier and Rebecca Bernier; and many nieces, nephews and friends. A memorial service to celebrate her life will be held on Saturday June 21, 2014, 1 pm, at Forest Lawn Funeral Home 5740 S. Pine Ave, Ocala, FL 34480.
