Ann married Samuel K. Duncan, and as an Army spouse she traveled the world with him. After Col. and Mrs. Duncan retired they moved to San Antonio.
Ann was an avid gardener and cook. She loved her family, friends and animals. Ann was a member of Park Hills Baptist Church.
She was preceded in death by her husband, Sam. Survivors include a son, Kendal Duncan and wife Christina of New Jersey; a daughter, Tritia Duncan of San Antonio; and 2 grandchildren, Lori C. Duncan and husband Michael Durica, and Michael K. Duncan.