Frances C. Owen

February 14, 1932February 17, 2021

Frances Owen, beloved mother and grandmother, age 89, of Charlotte, North Carolina passed away peacefully at home on February 17, 2021. A graveside service will be in Blacksburg, South Carolina. Reverend Jim Humphries will be officiating. Frances was born February 14, 1932 in Clinton, SC. She was the daughter of the late Russell and Mae Cobb. Frances was preceded in death by her sister Virginia Wilson, and by six brothers Robert Cobb, John Cobb, Harold Cobb, Paul Cobb, Jimmie Cobb, and Claude Spurgeon Cobb, and sisters-in-law Mary Cobb, Anne Cobb, and Ruth Cobb. Survivors include her daughters Kathy Jones and Elizabeth Thomas, son-in-law Joe Thomas, and granddaughters Jane Elizabeth Jones and Taylor Jones. She is also survived by sisters-in-law Alice Cobb and Esther Cobb and brother-in-law John Wilson. Frances received a Bachelor of Science degree in Elementary Education from Winthrop College in Rock Hill, SC. She taught elementary school for twenty-eight years in South Carolina and Charlotte, North Carolina. She taught at Ashley Park, Enderly Park, and Westerly Hills School in Charlotte. She was a member of Christ United Methodist Church where she was active as a Sunday School teacher and on many committees. She received a life membership in the United Methodist Women. She was the church’s full time organist for 10 years and continued to assist the music program for many more. Frances loved playing the piano her entire life. She had a deep love for Christ United Methodist Church, the Joe Reeves Sunday School class, and all the people of the church. The family will always be grateful to her devoted caregiver, Debbie Harris. In lieu of flowers, please consider donations to Christ United Methodist Church, 8020 Bellhaven Blvd., Charlotte, NC 28216 or Hospice of Charlotte 7845 Little Ave., Charlotte, NC 28226.


  • Graveside Service

    Friday, February 26, 2021


Frances C. Owen

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Monie Bean

February 20, 2021

Mrs. Owen taught with my mom Clara House at Westerly Hill. Your mom was an excellent teacher. She touched many lives.

Bobby Cobb

February 19, 2021

My aunt, Frances Owen concluded her work on earth this week and returned to her Heavenly Father. For all who knew her, she was a blessing, for those that knew her well she was an exemplar of living a life Full of Grace.

One of many fond memories of Frances occurred after a day-long trip to her house from Tampa. My kids {then 9 and 7} had amazingly stifled their energy for the 10-hour drive and arriving at Frances' the proverbial yogurt hit the fan. The kids were crazy, it was like all the sugar used as a bribe along the way kicked in at once. It was late at night, I was nervous. Frances, ever unflappable, merely marveled at the kids, and said, "I declare Bobby, there is nothing like the sound of children's voices to make a house feel more like a home". My worry and anxiety melted away, as it always did in Frances's presence.

My dad {H} and his baby sister {Red}, had a unique relationship born of the order of their age. Dad, as the eldest was somewhat a protector, Frances as the baby {of 9} felt the protection of all. This, combined with the proximity of ages of their kids {the cousins} made our families unusually close. Every summer we would drive up to Charlotte or Frances and 'em would drive down. Among the Cobb diaspora, a naturally loving and inclusive group, the Florida Cobbs and the Owen family were especially close.

Cousin Beth and I relived, the miracle of her 1987 heart attack, on the phone this week. Days before Beth and Joe's scheduled nuptials, Frances suffered a massive heart attack at school one morning. The wrong firemen, on the wrong firetruck, on the wrong day, at the wrong time, were giving a safety lesson to a class right next to Frances's class. It was "Wrong" only from the standpoint, everything was different from normal. As life often dictates changes had to be made. They were the "right ones" because they were there that day {not the normal day for a visit}, they were one of few fire trucks in Mecklenberg County at the t