

“Sandy” passed away on the 23rd of November at 8:35 in the morning at the same place she started out in the world; Presbyterian Hospital, Charlotte, NC. A lifelong Baptist and a member of Hickory Grove Baptist Church for more than 25 years, she is now at home with her Lord and Savior as well as her departed loved ones in Christ.
She was preceded in death by her mother, Mabel Helena Borders toney as well as her father Vinnis P. Toney, her sister, Beverly Anne Miller, cousin, Elizabeth Glenn, her uncles and all but one of her aunts, son, Christopher Ryan Stone, and beloved daughter Lori Anne Stegall.
Having attended schools in Charlotte, Florida and Comstock, TX, she graduated high school at Garinger High School in charlotte before attending college.
Her professional life was primarily in the insurance industry as an actuary, risk manager and a client manager. For many years she worked for McNeary Insurance Consultants with the Georgia Hospital association. Upon returning to Charlotte from Atlanta, she worked for Willis of NC, a division of one of the largest insurance brokers in the world, until her retirement.
Her humor, compassion and love dictated all of her life. She was a mother to those without. She was a confidant to the unheard and lonely. And she was a fierce believer in both human rights as well as equal rights for all. She loved to sew and spent many hours doing so. Mainly, however, she was an avid reader, reading more than 35 books a year, as well as a devout artist spending months at a time painting both landscapes and portraits.
She is survived by her loving son James Marley Stegall, Jr. and his wife Tammy, her son Jonathan Edward Stone and his companion Tiffany Hults, her sister Patricia Moore and her husband Jimmy, her nephew Martin Miller and her grandchildren: JT Stegall, Jacob Stegall, MacKenzie Stegall and Kaelyn Stone. She is further survived by her devoted husband, James E. Stone, as well as an aunt and many cousins in Texas.
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