Gayle Maltby Earls

August 2, 1936April 12, 2018
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Gayle Maltby Earls, was born in Tonkawa, OK on August 2, 1936 and passed into his eternal home on April 12, 2018 at the age of 81. Gayle grew up in Denver City, TX and went to Texas Tech University where he graduated with a Bachelors of Business Administration in 1959. He married his first wife Dolores Battles of Dimmitt, TX on June 6, 1958 until her death in 2004. Gayle then married his 2nd wife, Dolores Moore, his high school sweetheart, on April 14, 2009. Gayle will be greeted in heaven by his father, William Larkin Earls, his mother, Erma Maltby Earls , his brother Gary Earls, his first wife Dolores Battles of Dimmitt, TX, his sister-in-law Norma Battles Coffee, and his brother-in-law, Gerard “Pete” VanDuist of Andrews, TX Gayle is survived by his 2nd wife, Dolores Moore of Denver City, son Kelly Earls and his wife Keri Haines Earls, and three grandsons Kaleb, Kolson, and Kamden, his daughter Brenda Earls Garske and her husband Rhyanon Garske, and twin granddaughters Larkin and Lauren, his sister Lulabel VanDuist, step son Tracy Moore and his wife Diane and two granddaughters Kaitlyn and her husband Doug and great grandson Barrett Duncan and Kassidy Moore. Brothers-in-law Roy Allen Battles and wife Rebecca, Danny Battles and wife Georganna and Rickey Battles, in addition to many nieces, nephews and cousins. Gayle served in the US Army at Ft Knox where he rose to the rank of Sargent-Tank Commander in both active and reserve duty after college, where he graded expert in four different weapons. Gayle began his career as Human Resource Director at Tenneco, Houston, TX and then transitioned to his first banking job at InterFirst Bank, Houston in 1969. Gayle formed his philosophy for banking and life in general from being a Christian, as well as what he learned from a business professor at Texas Tech. “It’s not always the smartest one who succeeds but the hard working person who learns from their mistakes, keeps their moral compass aligned with doing the right thing, and doing it well.” He had a 17 year tenure with InterFirst achieving Chairman of the Board and CEO of two different member banks, one in Odessa and one in Houston. While in those roles, he not only demonstrated his skill at working out troubled banks but also at managing financial institutions for the long term. In 1986, he was recruited as President and CEO of TIB – The Independent BankersBank in Dallas and held the position until retiring in December 2005 with TIB being 1.6 billion in assets. After retiring from TIB, he became Chairman of the Board of AccessBank Texas, in Denton, TX until shortly before his passing. During his career, Gayle was active in other roles in other organizations including Chairman and Lifetime Director of the Cotton Bowl Athletic Association, served as a Director of the Baptist Loan Corporation, advisor on the Federal Advisory Council to the Board of Governors of the Federal Reserve System, Director of the Federal Reserve Bank of Dallas, Advisory Director of the Independent Bankers Association of Texas, Director of the Independent Community Bankers of America, first elected Chairman and member of the Texas Tech Banking School Advisory Council and Special Council to the Federal Deposit Insurance Corporation . He received four career special recognitions, Texas Tech University College of Business Distinguished Alumnus, Independent Bankers Association of Texas Chairman’s Award for Outstanding Banker of the Year, Texas Bankers Association Chairman’s Award for contributions to banking, and Southwestern Graduate School of Banking Distinguished Alumnus. Lastly, the Western State School of Banking has established the “Gayle Earls Academic Achievement Award” and provides a scholarship and cash award for the top student given annually. Gayle’s playful smile, booming West Texas voice and passion for both life and community banking can never be replaced. We now take solace in knowing that he has finished the race, is fully restored and in the presence of God. Visitation will be held at Sparkman-Hillcrest on Wednesday. April 18, 2018 from 6-8pm and the memorial service will be held at Prestonwood Baptist Church at 2pm on April 19, 2018. In lieu of flowers, contribution may be made in his name to: Buckner Children’s Home; Hospice Plus or Prestonwood Christian Academy


  • Visitation Wednesday, April 18, 2018
  • Memorial Service Thursday, April 19, 2018

Gayle Maltby Earls

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Danny Bishop

April 16, 2018

"WINSOME!" That's the word I think of when I think of Gayle. His charming smile; his warm, firm handshake; and his genuine caring attitude for people was a combination to which his friends, colleagues, and new acquaintances were drawn. I have seen it when making calls on bankers with him from the most rural community to the west coast cities. Gayle genuinely connected with people everywhere. He had a winsome way and an internal winning drive that made him a force to be reconned with where ever he was involved. ---WINSOME!--- That's the Gayle M. Earls I knew!

I worked with him for 16 years at Texas Independent Bank and later TIB -- twice. He was a great banker; a true leader with a vision for where he wanted the bank to go.
He had an uncanny ability to surround himself with individuals to get them there; he was a good judge of people. When I joined him in 1989, the bank was approximately $175 Million in assets and struggling; when he left, the bank had $1.6 Billion in assets and was in excellent condition with a start on a national platform. Through out all of my experiences at TIB, I truly enjoyed working under Gayle's leadership.

I know that I am not alone in saying this and am not the first to say it, but I am a better banker and a better man for having known and worked with Gayle M. Earls. Thank you Gayle!

Alan & Bridget Renfroe

April 16, 2018

Precious loved ones,
We are keeping you close in our hearts and prayers at this very sad time.
Gayle was indeed precious to us; as a leader, a mentor, and most importantly, a friend.
Gayle was one of those great guys we looked forward to seeing at our banking events, and we were always so happy that he took time to visit with us—not superficially, but was genuinely interested in what was going on in our world.
We will miss his presence, and look forward to seeing him in our eternal home.
Hugs of comfort to all,
Alan & Bridget Renfroe

Debbie Toby

April 16, 2018

A warm and loving Christian man who loved his family. Prayers are with his loved ones.

David Thompson

April 15, 2018

I met Gayle at Texas Tech in the 50’s. He was a good man, friend and an excellent banker. He will be missed. Prayers to the family.

John West

April 15, 2018

I first met Gayle when we were both young bankers in Houston. The last time I saw him was just after his retirement. The remarkable thing was that even though he had accomplished so very much in his long career, he was still as warm and personable and down-to-earth as he had been 40 years prior. Gayle was a nice man; a truly nice man. And he was a very good banker! God bless Gayle Earls.

Barry Emerson

April 15, 2018

Gayle was a fine man and a great banker. Many years ago he had faith and confidence in me as a very young banker, and allowed TIB to finance a group of us that purchased and small bank in Southlake. Over the years as I got to know him better I called on him many times for advice, counsel, and sharing of knowledge. He was always willing to take whatever time necessary to teach me things I did not fully understand. He was certainly an important part of my having personal success and our bank growing and becoming a market leader. He will be missed by many, and I will always be thankful I was able to know him. He made a difference.

Barry K Emerson

Milton and Sharla McGee

April 13, 2018

Milton and Sharla McGee send expressions of sympathy to the Earls family. We have such a special place in our hearts for Gayle. He was truly a special friend ,and outstanding banker that provider immeasurable leadership to Texas community banks. More importantly, he was a Christian example to his family and friends of living life to the fullest without compromising values and integrity. We will miss him.