Charles M. Helm

October 9, 1930January 1, 2019

Charles M. Helm, 88, of Plantation Bay, passed away on January 1, 2019. Charlie, as he was known to his friends, was born in Baltimore, Maryland in 1930. He was an avid athlete in high school, playing football, basketball, lacrosse and baseball. His father died while he was a junior and, in his senior year, he left school so that he could join the Navy and support his mother. He finished school in the Navy and spent 4 years on active duty and 2 years in the reserves. Involvement in the community was part of Charlie’s life in Baltimore, where he was a Boy Scout and a Sea Scout. He married Charlotte V. Helm, “Ginger”, in 1952 and they moved to Cleveland, Ohio. They had two sons, Charles and Mark. Sadly, Mark passed away in 2009. At Charlie’s church in Berea, Ohio, he became the advisor to the Explorer Scouts and represented his church on the area Scout Council. He was elected to become Long House Chief, supervising over 59 tribes belonging to the south west YMCA Indian Guides. Charlie entered the insurance business, joining New York Life in 1958, and then worked with Monarch Life Insurance in 1960 where he remained until 1991, working in both sales and management. Serving as president of the Community Council and president of the Republican Club in Fairview Park, Ohio kept him quite busy, but he managed to serve as chairman of the Civil Service Commission in Fairview Park and, in 1985, was selected Citizen on the Year. He also served as President and Chair of the Northeast Ohio Health Association. After moving to Dade City, Florida in 1985, to “semi-retire,” Charlie served as Vice President and Founding Board member for Downtown Main Street in Dade City and was on the Board of the local Rotary Club. During the three years Charlie spent in Dade City, he traveled back and forth to Ohio one week each month to take care of his clients there. In 1988, Charlie and Ginger moved to Flagler County, where he became involved in many civic organizations. He has served as President and Charter Member of the Flagler Beach Rotary Club, President of the Flagler Beach Chamber of Commerce, President of the Flagler Beach Scenic Highway, President of the Friends of A1A, the sponsor of the National Scenic Byway covering Flagler and St. John’s County, President and Charter Member of the Flagler Beach Museum, President and founding member of RSVP/Flagler Volunteer Services, Chairman of the Flagler Beach Police Officers’ Pension Plan, President and founding member of the Flagler Auditorium Governing Board, member of the Flagler County Chamber Board for 6 years, serving as Vice President for 1 year, Secretary for 4 years, and on the Executive Board for 5 years. In 1991, the agents of Monarch Life joined Penn Mutual Life Insurance Co. In 2003, Charlie left his full-time position at Penn Mutual Life to join ING Financial Partners, and in 2011 he entered into an association with Alliance Financial Partners in Palm Coast, as a backup for his clients. In his insurance career, Charlie specialized in the small business and physician’s markets and continued to commute to Ohio until his wife became ill. After 55 years of a wonderful marriage, Charlie’s wife Ginger, passed away in 2007, and he started traveling again to continue to work with his Ohio clients. Charlie was named Citizen of the Year and Rotarian of the Year by the Rotary Club of Flagler Beach. He also received the Humanitarian of the Year Award from the Florida Hospital Flagler Foundation. Charlie was a true humanitarian, always willing to help someone, to volunteer whenever and wherever needed, to give selflessly of himself to his friends, his clients and any others who needed a hand. He was, in all respects, “Mr. Flagler County”. Charlie is survived by his son, Charles, daughter-in-law Rebecca, two granddaughters, Dara and Liandra and close friend, Kay Swingle, her daughter, Michelle, and Michelle’s daughters, Maddie and Katie. He will be truly missed by all. A celebration of life will be held on Saturday, January 12, 2018, 1:00 PM at the Flagler Auditorium. Arrangements are in the care and trust of Craig-Flagler Palms Funeral Home & Memorial Gardens.


  • Celebration of Life Saturday, January 12, 2019

Charles M. Helm

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Carol Barringer

January 13, 2019

Charlie not only gave his all to the community and his clients, he was great friend and father figure. He taught me a lot about life. I will miss his frequent calls checking up on me and keeping me up to date on his life happenings. Rest in peace my friend💖

Michelle Hearns

January 9, 2019

I have known Charlie my entire life but really grew to "know" him the past ten years. He always took an interest in the job I did as a Social Worker and would share many stories about the Social Services in Florida and we would compare notes. He took an interest in our two girls, Maddie and Katie, and shared in their interests as well as they grew. Whether it was a soccer game, a baseball game, a dance recital, or just plain hanging out at the pool...Charlie was there. He was there to help in the kitchen, as mom gave directions , for all the holidays and special events and was grateful when we relieved him from KP duty so he could have a Johnnie Walker! His humor was one of a kind and got him in trouble more than once but he always managed to talk his way out of a jam! His presence was missed this Christmas and New Year's Day and he will continue to be missed for years to come. Thank you for being there for mom, for the girls, and my entire family. You are and will be missed...Bill, Michelle, Maddie, and 'your Katie'


January 5, 2019

Charlie was a trusted advisor and friend to me. He supported and encouraged me to make wise decisions affecting my family and me. He was kind, understanding and generous with his time. I looked forward to our meetings and easy, fun conversations. He was a true gentleman, one of a kind, who will be greatly missed.

Jeni Elkin

January 5, 2019

I never knew another man like Charlie. Always offering a helping hand to anyone who needed it and there were always many needy ones. He helped feed the migrant workers in Pierson, assisted the elderly and on and on. I thought of him as my best friend. He is now with God and Ginger in heaven and is at peace. Never complaining about anything and was the best ever financial advisor. Retire - - - not Charlie!

Janet Pietro

January 4, 2019

We knew each other from the early 1980's and your friendship and guidance was truly appreciated. You were always smiling and always had a one-liner ready for any conversation. Rest in peace, my friend. You will be missed.

Peggy & Terry Doran

January 4, 2019

When I look back at the times we shared, I will always remember your smile, your laughter and the way you had of always seeing the good in everyone and every situation.
My world has been brighter for having known you.
You will always be remembered with love❤️

Cindy Dalecki

January 4, 2019

I will miss seeing my friend Charlie at our Flagler Beach Rotary meetings every week. He was always nice, funny and had a sassy remark waiting that always got a chuckle. Charlie was encouraging and always let me know that ladies were the real reason any work got done. :)

I always enjoyed co-hosting the Fabulous Fourth Parade and the Holiday at the Beach Parade that our Rotary club organizes each year. Charlie knew everyone in the parade! Godspeed my friend. I know you are with your dear Ginger and son in God's Kingdom.

Rebecca Shriver

January 3, 2019

Charlie Helm helped my brothers and I with our mother, Ella’s, financial planning after our father, Harvey, passed. He worked with us for 2 years until my mother also passed. Then he assisted us with settling her estate. Charlie never charged us a penny, and treated my mom like a queen. Charlie was a kind, generous, and intelligent man. Thank you Charlie, and Rest In Peace. Rebecca Shriver