Terry is preceded in death by her brother, James “Jimmy” Belcher, and her ex-in-laws, Wilford and Frances Pence.
Those who are left with her memory are her mother, Nancy Belcher; brother, Ayward “Allen” Cottrell, both of Elkview; sister, Sherry (Warren) Young of Quick; husband, James Pence Sr.; daughter, Zena (Mike) Copen, all of Alum Creek; sons, Justin Pence of Alum Creek and James (Camie) Pence Jr. of Oak Hill; grandchildren, Jason and Adrian Pence of Oak Hill; and many nieces and nephews.
Funeral Service will be held at 1:00 p.m. on Wednesday, November 12, 2025, at Stevens & Grass Funeral Home, Malden, with Pastor Raymond Witmer officiating. Burial will follow at Floral Hills Garden of Memories, Sissonville.
A visitation with family and friends will be held one hour prior to the service.
The online guest book can be accessed at www.stevensandgrass.com.