Memphis Funeral Home


William "Dick" Ray Gardiner

March 29, 1931January 9, 2021

Dick Gardiner, 89, passed away on Saturday, January 9, 2021 after a brief hospice stay. Born in Water Valley, Mississippi on March 29, 1931, he was the son of the late Clifton & Marie (Wolfe) Gardiner.

After growing up farming and graduating valedictorian from Water Valley High School, Dick moved to Memphis to attend Memphis School of Commerce. Studying accounting, typing, and shorthand, he sat behind a lovely young girl from Frog Jump, Tennessee, who thought Dick was the best looking boy she had ever seen in her entire life. Soon they were courting and after graduating and starting work in the accounting department of Memphis Light Gas & Water, he married Martha Ann Baker in April of 1950. Dick worked at MLG&W for 33 years becoming a CPA and retiring as Secretary/Treasurer and then worked as a Vice President of sales for Loomis Sayles & Company in Memphis and Washington D.C. for the next 11 years. While a young man at MLG&W Dick served his country in Korea as an Army Sergeant in the Korean Conflict.

Dick was a man of faith and integrity who was respected, loved and admired by everyone who knew him. He was an active member of Colonial Park United Methodist Church and later Collierville United Methodist Church. In addition he was actively involved in both the Memphis and East Memphis Civitan Clubs. After retirement Dick continued his involvement in the Collierville Civitan Club and served on the MLG&W Retirees Pension Board as well as the Town of Collierville Pension Board. Dick enjoyed hunting and fishing as a young man which later gave way to his lifelong passion with golf.

Along with his parents Dick was also preceded in death by his brother & sister-in-law Charles "Bub" & Nellie Gardiner; and his daughter-in-law Vera Coradini Gardiner.

Surviving is his blessed wife of 70 years Martha Ann Baker Gardiner of Memphis; son Ken Gardiner and his wife Connie of Camden, Maine; grandson Matthew Gardiner and wife Kristin of Covington, Tennessee; grandson Andy Gardiner of Portland, Maine; granddaughter Megan Gardiner of Camden, Maine; step-grandson Tom Libby of Camden, Maine; great-granddaughters Brooklyn and Lillian Gardiner of Covington, Tennessee; two nephews Clayton Gardiner and wife Kathy of Lignum, Virginia and Clifton Gardiner and wife Tamara of Water Valley, Mississippi and their extended families. Dick leaves many cousins and in-laws and friends who were all loved and special to him.

Dick was a wonderful husband, Daddy, Pa and "Uncle Dick" to his family and has gone home with the Lord. His life will be celebrated by the family privately due to COVID precautions, but you are encouraged to celebrate life and family each day.

In lieu of flowers, if you choose to do so, memorial gifts may be made to: Collierville United Methodist Church, St. Jude Children's Research Hospital or the charity of your choice. Online condolences may be expressed through


  • Clifton & Marie (Wolfe) Gardiner, Parents (deceased)
  • Charles "Bub" & Nellie Gardiner, Brother and Sister-In-Law (deceased)
  • Vera Coradini Gardiner, Daughter-in-law (deceased)
  • Martha Ann Baker Gardiner, Blessed wife of 70 years
  • Ken Gardiner (Connie), Son
  • Matthew Gardiner (Kristin), Grandson
  • Andy Gardiner, Grandson
  • Megan Gardiner, Granddaughter
  • Tom Libby, Step Grandson
  • Brooklyn and Lillian Gardiner, Great Granddaughters
  • Clayton Gardiner (Kathy), Nephew
  • Clifton Gardiner (Tamara), Nephew
  • He also leaves many cousins and in-laws and friends and extended family to cherish his memory.

  • Collierville United Methodist Church
  • St. Jude Children's Research Hospital


No public services are scheduled at this time. Receive a notification when services are updated.


William "Dick" Ray Gardiner

have a memory or condolence to add?

Gene Cartwright

January 13, 2021

Lots of memories of Dick. Latest was picking him up for Forever Young veterans meeting and sitting at table with him and 6 or 7 other veterans and discussing many things.

Annette Key

January 12, 2021

To Dick's Family; I was truly saddened to hear of Dick's passing.
I enjoyed getting to know and work with him and Martha in the Collierville Civitan Club. We were more like a family than an organization. My prayers of comfort for Martha and the family.
We also lost our other Civitan charter member, Bob Craig, on Jan 7th. God be with you all.
Annette Key

Connie Gardiner

January 12, 2021

I was privileged to have "Pa" as my father-in-law. It was a true blessing for me. He welcomed me into his family and even offered to adopt me. He will be missed very much. He was an intelligent, caring and thoughtful man. He is at peace with our Father in Heaven where we will meet again. Love you Pa. I'll take good care of your boy Ken. Xoxo

Jerry Collins

January 12, 2021

Dick retired before I came to MLGW as President and CEO, but he served on the Pension Board while I was there. We became fast friends and I learned to appreciate all the things he had done during his career to make sure that strong, well thought out, long lasting financial decisions were being made in the best interest of our customers and our employees. In his later years I enjoyed visiting with Dick and Martha at Kirby Pines. Please know that I for one very much appreciate Dick's wisdom and integrity. I will miss him.
Jerry Collins

Pat Howard

January 11, 2021

Mr. Dick Gardiner will always be remembered for being an exceptional Secretary-Treasurer at MLGW. After he reached Retirement age, he was very active in the REA-MLGW Association, always reaching out to help Retirees on many issues. He later became the Pension Board Representative for MLGW Retirees and continued to help the Retirees on many issues. Mr. Gardiner will be missed. Best regards, Patricia M. Howard

Nancy Duvall

January 11, 2021

Martha and Ken, I just learned of Dick’s passing. I am so sorry for your loss. I worked for him as his Administrative Assistant for 12 years at MLGW. He was a wonderful boss and truly a good man. I am so saddened but thankful for all the good memories of our days at MLGW.

Nancy Duvall