Jo Terwilliger

October 12, 1949August 15, 2018

Jo Anderson Scarzafava Terwilliger, 68 of Oneonta, passed away on August 15, 2018.

Jo was born in Sidney on Oct. 12 1949 to Agnes (Pat) and Wesley Anderson. She grew up at 44 Oneida St., Oneonta. She graduated from Oneonta High School in 1967.

Jo was the proud mother of Robert (Bobby) Scarzafava and they resided for many years in San Antonio Texas. She returned to Oneonta in 1981 and worked for Schuman Moving and Storage until her retirement.

Jo’s passion has been to serve others through her volunteer work at Saturday’s Bread. She proudly served others for 28 years in this capacity and enriched the lives of those who crossed her path. She continued to serve others in death, choosing to be an organ donor.

Jo’s love for her family was unconditional. She always made an effort to attend family gatherings and loved spending time with her family. The survivors include her son Bobby, daughter- in-law Kelley of Anacortes, Washington. Brothers and sisters-in-law John and Trish Anderson of Hampton, NH, Jeff and Vickie Anderson of Bainbridge, NY, and Rick and Kathy Anderson of Lexington, Kentucky. Sisters and brothers in law, Pam and Dan Pierce of New Hampton, NY, Deb and Don Montrond of Liverpool, NY and Paula Anderson of Oneonta. Many nephews (Dave, Cale, Adam, Chris, Dylan) nieces, (Carrie, Dani-Kate, Candice, Megan, Cassie, Kim, Caiti, Sarah) and great nephews (Aaron and Landon). Jo is also survived by several aunts, uncle and many cousins.

Jo was preceded in death by her mother and father, her first husband John Scarzafava, and her second husband John Terwilliger.

A ceremony celebrating Jo’s life will be held on Thurs, Aug. 23, 2018 at 11 am at the First United Methodist Church, 66 Chestnut St., Oneonta.

Following the ceremony, the family will greet guests at a light reception. The family will hold a private burial at Oneonta Plains Cemetery.

In lieu of flowers, memorial donations may be made to Saturday’s Bread, 66 Chestnut St., Oneonta.

The family would like to thank the dedicated caregivers at the Cardiac ICU Wilson Hospital and especially to Dr. Khan.

She was loved by family and friends and will be sincerely missed.

Condolences to the family may be made online at

Arrangements are by the Lester R. Grummons Funeral Home, Oneonta.


  • Memorial Service Thursday, August 23, 2018

Jo Terwilliger

have a memory or condolence to add?

Martha Swords-Horrell

October 31, 2018

It's not a memory but I wanted the family to know that we will be lighting a candle in memory of Jo this Sunday, November 4th at our 10 am All Saints Sunday service here at First United Methodist Church, 66 Chestnut Street, Oneonta.
I was honored to officiate at Jo's memorial service back in August, and we will again be honored to remember her as one of our saints this year. We would be honored if any of the family would like to join us for the service.

Cheryl Arcuri Oakley

August 28, 2018

Thank you Paula for letting me know. My thoughts are with all of you. My memories of Jo would be growing up on Oneida St. and the dirt pile behind your house. No specific memory of only JoAnn as I think it was Pam and not Jo that we would hide upstairs and scare as she would come up stairs when "baby sitting".

Kay Utter

August 23, 2018

Many Happy memories of growing up in the West End and going all thru school with Jo Ann. She always had a smile on her face and a lot of energy. We had a lot of fun making forts in back of her house. Rolling down hill in an old wooden barrel and sledding. Also sleep overs and Birthday parties. was glad to have known her.
My condolences to her family. She had a loving and fun loving family. Will never forget her.

Carol Follett

August 22, 2018

Ricky, our deepest sympathies to you and all your family. You are in our thoughts and prayers. With love and sympathy, Rick and Carol Follett

alan donovan

August 20, 2018

They say that great things can come in small packages. This would be our Jo Terwilliger. "Our" for the dozens of us who volunteer for Saturday's Bread each month. Jo was the steady hand each Saturday, leading in the preparations and delivery of the meals and take outs to hundreds of guests each month.
Rest in peace sweet lady -- memories of you will inspire your community colleagues each Saturday from now on.
Oh,, and remember to recycle!

Uncle Dick and Aunt Joyce Anderson

August 19, 2018

Dear Anderson nieces and nephews, Our hearts are with you as you celebrate the life of JoAnn even as you grieve her loss. You were such an important part of the Anderson reunions for so many years. Your parents and grandparents would be so proud of the persons you have become and the way your family has continued to support one another. We send our love and prayers. Uncle Dick and Aunt Joyce

Rick Anderson

August 17, 2018

My beautiful sister Jo (top right) in 1960.