Comstock-Kaye Life Celebration Centre

356 Rubidge Street, Peterborough, ON


Frances Margaret Ratcliffe

December 20, 1946January 14, 2020

Frances Margaret Bernadette Ratcliffe (nee-Kolodka) December 20, 1946- January 14, 2020

Lived a life of exemplary service and love. Fran was generous and open to everyone she met. Supporter of community, wherever that community might be. Loving wife, mother, grandmother, daughter, sister, auntie, niece, friend and neighbour. Fran spent her formative years in Faulkner, Manitoba and then Winnipeg. She began raising her family in Thompson before settling in Pontypool, Ontario. Frances was devoted to a tireless and dedicated ministry, bringing God to those who were not anticipating His immediate presence. Fran brought the reality of His enormous love to the inmates at Millbrook Prison and then to the Central East Correctional Centre. In partnership with her husband Jim, she was involved in numerous community projects including: the Pontypool Park Board, local churches of every denomination, youth groups, Bethany Foodbank, the Cursillo Movement, marriage preparation for the Diocese of Peterborough and the World Wide Marriage Encounter. She never hesitated to answer any call to action. She was a foundational member of the St. Thomas More Parish in Pontypool, Millbrook, Bewdley and Nesleton communities. When a music ministry was needed, she learned to play the guitar. She was a past president of the CWL. Fran was responsible for bringing elementary and secondary Catholic education to the Pontypool area. She had a green thumb, appreciated musicianship, creative endeavours of every sort and was exactly the sort of baker that folks in the know would keep an eye on where her treats would land on tables at community dinners, celebrations, fundraisers or bazaars. Her ready smile and laughter were absolutely infectious. Fran had the intuitive understanding of knowing when a person needed a tangible reminder of their worth- regularly and thoughtfully delivering: “love notes,” baking, home cooking and messages at exactly the right moment. The eldest of 12, Fran filled the role of big sister with unceasing fidelity. Devoted mother of: Christie (James), Bruce, Joel and Shaun (Dana) and exceedingly proud grandmother of John, Shea, Chloe and Jacob. The love she openly shared and championed for each one of us was particularly rooted in her vocation as wife. She celebrated every one of her 53 years of marriage and considered her partnership with her husband Jim as the foundation of her calling. Fran always saluted the vocation of other couples. She was a firm believer in the power of meditation, reflection and prayer. She openly witnessed her unwavering faith. Fran had the uncanny ability to immediately note and laud the strengths and goodness that she saw present in all. This affirmation is perhaps the challenge we are each called to continue to witness in our own lives. If we must choose to err, we should choose to err with love. Visitation begins at 10:00, with a funeral mass immediately following at the Cathedral of St. Peter-in-Chains (411 Reid St.). at 11 am, Saturday, January 25, 2020. Friends are invited to visit and celebrate Frances’ life at a reception immediately following mass at The Comstock-Kaye Life Celebration Centre (356 Rubidge St.) Memorial donations can be made to the community charity that you most closely support. Online condolences may be made at www.comstockkaye.com


No services are scheduled at this time. Receive a notification when services are updated.


Frances Margaret Ratcliffe

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John and Lorna Devan

January 27, 2020

Dear Jim,
How sad we are to hear of the passing of Fran. Although it has been several years since we have seen you both, it doesn't take away the memories of your dear Fran and how much we loved and admired her. Having just heard of her death, we send you much love as well as our deepest sympathy.. Such a wonderful woman and the both of you such a loving couple. We will keep you in our hearts and prayers as you take this difficult journey. Much love.
John and Lorna Devan


January 27, 2020

Dear Jim and family,
I was shocked and saddened today to read about Fran's death.
My condolencies to you and your family, I'll keep you in my prayers.
Gary Byrne.

Brian & Zita Devan

January 26, 2020

Dear Jim - Brian and I were so sorry to hear of Fran's passing. We had hoped to come to Peterborough for her funeral however the weather-man didn't cooperate. We have many memories of our time with you both through Cursillo and our friendship that developed. Here's a picture of you both at our 25th wedding anniversary 1986, so many memories. We will keep you in our Prayers, Jim.

Peter Kolodka

January 23, 2020

Frances, when we were young, I was but a child, when you were already a woman. Yet, as time passed along, I understood there to be no gap at all. You were comfortable in your life experience, always thoughtful and your carefully chosen words given with respectful clarity. I appreciate all of the lengthy conversations we had, running our thought processes past one another. Your God given ability to help me understand the important difference between observation and judgement will never be forgotten. It was you who guided me through a very unsettling period in my life, giving me the insight to approach my dilemma in a less troubling manner. I respected your measured wisdom and kept the energy you gave as close to my daily process as I was able. Of course, you will be dearly missed, irreplaceable in the vast network of love you were a part of. Although there was nothing left unsaid between you and I, the regret remains that I did not have the chance to say I love you, and goodbye. Heaven welcomes you with open arms. Rest in peace my dear sister.

Roseanne Foster

January 21, 2020

Dear Jim Christie and Family,
We just heard of your sad loss. Fran was the kindest person we knew. Let the warm loving memories you hold of her in your hearts and the comfort of family and friends see you through this sad time.
Sending sympathy and hugs,
Leary & Roseanne Foster

Rose Saller

January 21, 2020

Dear Jim and Family,
Our hearts are saddened to hear the news. Although we are sad, we rejoice that Fran is now singing with Jesus. Fran is a true example of who a disciple of Christ is. Fran walked and talked with Jesus and it shone all around her. She loved to teach and sing praises of Jesus. We will always remember the smile on her face player guitar with Jim. We witnessed the love you have for each other. A true role model for everyone. If someone was sick, or sad, Fran would be at the door with baked goodies, and a lovely card, always handwritten with her words of comfort and a huge hug. She loved hugs.. Forever in our hearts, we will miss her til we meet again. Love Fred and Rose.