

She was preceded in death by her parents, William Ray and Ruby Everett and sister, Reatha Raye Klich.
She is survived by her husband, Steven Ross of Harrison, Tennessee; daughters, Angie (Darryl) Quarles of Birchwood, Tennessee, Maria (Shawn) Carver of Harrison, Tennessee and Candi (Billy) Grant of Chattanooga, Tennessee; grandchildren, Ethan, Aaron and Aubrey Quarles, Meggan, April and Brianna Disney, Abby Howard and Matthew Grant; 3 great-grandchildren; sisters, Mary (Richard) Smith of Chattanooga, Tennessee and Lynn (Rick) Gregg of Cleveland, Tennessee and several nieces and nephews.
Frances was a member of Birchwood Church of God. She worked in insurance sales before retirement.
She was a loving wife, mother and grandmother and she will be missed greatly by her family and friends.
The family will receive friends from 4:30 to 7:00 p.m., Tuesday, November 27, 2018, at the Valley View Chapel of Chattanooga Funeral Home.
Funeral services will be held at 1:30 p.m., Wednesday, November 28, 2018 at the funeral home with Rev. Bill Spencer and Rev. Jones Mahaffey officiating. Interment will follow at McInturff Cemetery.
Please share your thoughts and memories online at: www.ChattanoogaValleyViewChapel.com
Arrangements by Chattanooga Funeral Home, Crematory & Florist, Valley View Chapel, 7414 Old Lee Highway, Chattanooga, TN 37421.
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