Born in Dewitt, Nebraska, Velma was a resident of Lake City, FL, before moving to Virginia.
She was of the Presbyterian faith.
Survivors include her son Fred Elfers of Lake City, FL; and daughter Clara Hackett of Virginia.
A Graveside service will be Saturday, January 25, 2014, 10:00AM at Port Mayaca Cemetery, Pahokee, FL.
Arrangements are entrusted to Aycock Funeral Home, Port St. Lucie, FL.